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Taking Care of Yourself: Health Tips for People Under 30

The sooner you start healthy lifestyle habits, the better your overall health results are likely to be. In your 20s, it's easy to take your faster metabolism and higher energy levels for granted, as well as put fitness on the back burner. But early adulthood is the time to start developing healthy routines, as it can have a significant effect on how well we age. ...

How Many Life Insurance Policies Can I Have?

There is no set limit to how many life insurance policies you can purchase. You can buy multiple policies from different insurance companies, but insurers may start asking questions if your coverage reaches a point that greatly exceeds your income.  Can It Cause Problems to Buy More Than One Life Insurance Policy? You can have more than one life insurance policy, and there is no...

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

What Happens if I Withdraw My 401(k) Early?

A 401(k) is a company-sponsored retirement plan that gives employees a tax break on the portion of their salary they contribute to the plan. Contributions are automatically withdrawn and invested in funds of the employee’s choosing, and employers have the option to match contributions. 401(k) plans are designed for retirement savings. Early withdrawal of funds carries heavy penalties under normal circumstances.  How Soon Can You...